Union First Market Bankshares will combine two of its community banks, Northern Neck State Bank and Rappahannock National Bank, into its largest bank affiliate, Union First Market Bank, on October 12, 2010.

According to Union First Market Bankshares, once the integration is complete, its customers will have access to more than 90 branches and over 170 ATMs stretching as far north as Winchester and Springfield and following the I-95 corridor south to Fredericksburg and the Richmond metropolitan area.

All branches of Northern Neck State Bank and Rappahannock National Bank will continue to operate with the same personnel, processes, and systems.

William Beale, CEO of Union First Market Bankshares, said: “We are excited about creating a single brand for our banking franchise. By operating as one bank, offering the same products and services, Union First Market Bank will be able to more efficiently serve our customers and communities across Virginia.”