FIS Cardless Cash, a mobile solution that avoids using a plastic card at the ATM to withdraw funds, will expand across the US, following a partnership between FIS partners with Payment Alliance International (PAI).

The partnership connects FIS Cardless Cash with PAI and brings mobile access to ATMs located at many of the nation’s largest retailers, gas stations, convenience stores and more. The deal will ultimately expand to 70,000 ATMs in the PAI ATM network.

FIS Banking & Payments chief operating officer Anthony Jabbour said: “Our partnership with PAI extends FIS’ leadership to the largest Cardless Cash ecosystem, and will benefit both banks and their customers.

“Our Cardless Cash product combines innovation and efficiency with consumer convenience and security. For banks, it’s a new revenue source and this widespread network should facilitate customer adoption.”

FIS Cardless Cash protects consumers by reducing risk of card skimming and shoulder surfing, both of which are on the rise at ATMs, according to industry data. By leveraging FIS Mobile Banking with TouchID, customers securely access their funds and authorize the amount they want without inserting a plastic card into an ATM.

The mobile banking app acts as a remote control for the ATM, providing unparalleled privacy and security for consumers. Customers using FIS Cardless Cash can complete their withdrawals in 10 seconds and get an electronic receipt on their smartphone.

Payment Alliance International president and chief executive officer John J. Leehy, III,  said: “Our clients are always looking for ways to improve their offerings, drive more revenue and surpass customers’ expectations.

“This partnership brings the latest in transaction security to the PAI ATM network, while enhancing customer convenience and improving their overall ATM experience.”

FIS Mobile SVP and GM Douglas Brown said: “Adding retail ATM locations to our Cardless Cash ecosystem brings the best in convenient access to customers.

“We want to make mobile-centric access to cash a ubiquitous experience.”

This agreement makes NYCE the first national payment network to support mobile phone-to-ATM transactions. FIS Cardless Cash is an interoperable platform for banks, ATM operators and networks to provide consumers with access to their money anywhere they want it.

 Launched in January 2015, 34 banks are active on it, in multiple cities, and have successfully processed millions of dollars in cardless ATM transactions since launch