Diebold Incorporated has introduced a new bulk document intelligent depository module for ATMs.
The intelligent depository module (IDM) technology will receive and process both checks and bill payment documents in bulk. It can accept and magnetically read checks inserted in any orientation – even upside down – through an insertion slot placed identically on all of Diebold’s Opteva ATMs for a consistent consumer interface. The bulk document IDM’s paper-handling capabilities can process crumpled, curled and creased checks.
The bulk document IDM will enable financial institutions to improve their financial self-service investment through migration of deposit transactions from the teller line to the ATM, and through image processing opportunities enabled through check truncation. This module can capture high-quality images of the front and back sides of a check, and performs intelligent image quality analyses for integration with ImageWay ATM, Diebold’s image processing system.
Diebold said that the bulk document IDM, which handles stacks of up to 30 documents, represents its initiative to put its technology expertise to work so that financial institutions can better serve small-business customers with envelope-free check deposits. The bulk document IDM also enhances the deposit experience for retail customers with multiple checks.
Ken Justice, vice president of global product marketing and management at Diebold, said: We specifically designed this IDM according to our extensive consumer research. This new self-service offering brings more convenience to small-business customers at the bank branch which, in turn, leads their decisions about where to bank.